Plans
Plans
MonVa is free to start — and new accounts begin with a trial that unlocks everything so you can try the full app. After the trial you stay on the free plan, or upgrade to Premium to remove the limits.
Free vs Premium
| Free | Premium | |
|---|---|---|
| Transactions | 20 / month | Unlimited |
| Accounts | 1 | Unlimited |
| Budgets | 1 | Unlimited |
| Statistics & spending calendar | ✓ | ✓ |
| App lock (PIN + biometrics) | ✓ | ✓ |
| Works offline | ✓ | ✓ |
| Recurring transactions | — | ✓ |
| Tags | — | ✓ |
| Voice & screenshot AI capture | — | ✓ |
| Vaulty chat | — | ✓ |
| Multi-account & multi-currency | — | ✓ |
| Cloud sync | — | ✓ |
| CSV export | — | ✓ |
| Apple Pay auto-capture | — | ✓ |
Good to know
- You can use MonVa fully offline and without an account — the free plan needs no sign-up.
- Multi-currency conversion works on the free plan; holding more than one account (so you can spend across currencies) is a Premium feature.
- Premium is managed through the App Store; you can start, and cancel, from Settings.