FAQ
Quick answers to the most common questions. Still stuck? Email support at monva.app.
Is MonVa free?
Yes, free to start — new accounts get a trial with everything unlocked. After that, the free plan covers the basics: up to 20 transactions a month, 1 account and 1 budget, plus statistics and the spending calendar. Premium removes those limits and adds recurring, tags, voice & screenshot AI, the Vaulty chat, cloud sync, CSV export and Apple Pay capture. See Plans.
Do I need an account?
No. MonVa is fully usable offline without signing in. You only sign in (magic link — no password) if you want cloud sync across devices or the AI features.
Is my financial data private?
Yes. Everything is stored locally on your device (encrypted at rest). It only goes to the cloud when you sign in for sync. No ads, and we never sell your data. See Security & app lock.
Does it work offline?
Completely. Adding transactions, budgets, statistics, currency conversion (rates are cached) — all work with no connection. Only cloud sync and AI need the network.
Which currencies are supported?
Effectively all of them. Each account holds its own currency, foreign spend is auto-converted, and exchange rates refresh daily. See Currency conversion.
Is there an Android version?
MonVa is on iPhone & iPad today. Android is planned — the app is built cross-platform.
How do I move to a new phone or back up?
Turn on cloud sync (sign in) and your data restores on any device you sign in on. You can also export everything to CSV from Settings at any time.
I forgot my PIN
For safety there’s no remote PIN reset — it protects on-device data. If you’re locked out, reinstalling clears local data; sign back in to restore from the cloud (if you had sync on).
How do I delete my data?
Delete your account and all cloud data from Settings (GDPR erasure). Local data is removed when you delete the account or uninstall the app.