Personal finance, beautifully simple

Know exactly where your money goes.

Monva tracks every expense, budget and account — with voice input, multi-currency and charts that actually make sense. Offline-first, and private by design.

Free to start · No account required · Works offline

Monva home screen
iOS & Android Works offline Your data stays yours Multi-currency Voice input
AI Voice Input

Just say it. Monva logs it.

“Spent twenty on lunch.” Monva parses the amount, currency and category for you — no forms, no fuss. The fastest way to capture a transaction before you forget.

  • Natural-language parsing of amount, currency & category
  • Detects spoken currencies automatically
  • One tap from anywhere in the app
Add a transaction by voice or manually
Spending insights
Spending Insights

See where it all goes.

A category breakdown and a six-month trend that make your habits obvious at a glance. Beautiful charts, zero spreadsheets.

  • Category pie chart & monthly trends
  • Net, income and spending at a glance
  • Filter by account, month or tag
Budgets & Recurring

Set it once. Stay on track.

Budgets with live progress, plus recurring rules for rent, subscriptions and salaries that post themselves — so the boring stuff takes care of itself.

  • Daily, weekly, monthly & yearly recurrences
  • Budget progress you can actually feel
  • Multiple accounts, one clear picture
Manage budgets and accounts
App lock with PIN and biometrics
Private & Secure

Locked down. By design.

Protect Monva with a 6-digit PIN and Face ID / Touch ID. Your money stays on your device — offline-first, no ads, never sold.

  • Biometric unlock with a PIN fallback
  • Auto-lock & a private app-switcher preview
  • Offline-first — cloud sync is optional
Made Your Way

Settings that fit you.

Seven languages, light or dark themes, your home currency and default transaction type — Monva adapts to how you work.

  • 7 languages with localized dates & numbers
  • Light, dark & Material You themes
  • CSV export & optional cloud sync
Personalize Monva
Everything you need

One app for your whole money life.

AI Voice Input

Log a transaction by speaking — Monva figures out the rest.

Spending Insights

Category breakdowns and trends that reveal where money goes.

Multi-Currency

Track accounts in any currency with automatic conversion.

Budget Tracking

Set budgets and watch live progress as you spend.

Recurring

Rent, subscriptions and salary post themselves on schedule.

Optional Cloud Sync

Keep devices in sync — only if you want to. Off by default.

How it works

Get started in seconds.

1

Download the app

Install Monva and start instantly — no sign-up, no setup. It works fully offline.

2

Add transactions

Speak, tap or import. Categories and accounts keep everything tidy automatically.

3

Understand your money

Watch budgets, trends and net worth come together in one clear picture.

Private by design

Your money is nobody else's business.

Monva is offline-first — everything lives on your device. Cloud sync is optional and off by default. We never sell your data, and there are no ads. Ever.

Offline-first No ads No data selling GDPR account deletion

Start tracking today.

Free to start. Your finances, finally clear — in a couple of taps a day.